How am I saving up to 40% using my HSA?Updated a month ago

The “up to 40% savings” refers to the potential tax advantages of using your Health Savings Account (HSA) or Flexible Spending Account (FSA), not a direct discount from Rarebird.

Here’s how it works:

• When you purchase with HSA/FSA funds, you’re using pre-tax dollars.

• Depending on your personal tax bracket, this can translate into savings of 10%–40% compared to paying with after-tax income.

• Example: If you’re in a 25% federal tax bracket and a 10% state bracket, that’s effectively a 35% savings versus paying out of pocket.

So while Rarebird isn’t directly applying a 40% discount at checkout, many customers experience comparable savings through the tax benefits of their HSA/FSA reimbursement.

Q: Why does the amount vary?
A: The exact savings depend on your individual tax situation — federal rate, state taxes, and whether you’re using an HSA or FSA. That’s why we say “up to 40%.”

Q: Do I still earn loyalty points and rewards if I use HSA reimbursement?
A: Yes! Your purchase counts just like any other Rarebird order, and you’ll continue to earn Px Points and progress toward loyalty tiers.